Want more money, more time, and less stress?

Financial Coaching for SME Business Owners who want to make sense of their numbers, dream big & find time for what they love.

Too many business owners live on a treadmill. They forget that the truly wealthy don’t just have money in the bank - they have the free time and headspace to enjoy it, too.

Does this sound like you?

You’re always worried about money

You’ve already spent all the money before it lands in your account, and you’re constantly sweating about how you’re going to pay the next bill.

You don’t get downtime - or free time

Every second is packed with work - you may scratch out some time for family or exercise, but never to do the things that bring you joy.

Your mind is always, always on work

As you’re drifting off to sleep, when you’re playing with your kids, watching a movie - work’s always there at the back of your mind.

FOCUSSED oN SOLUTIONS

We deliver structured solutions that target your most significant pain points

reflecT, Refocus & Realign

A two-day reset to reflect, refocus, and reconnect with your vision. Leave with clarity, direction, and an aligned action plan for the year ahead.

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Thrive Without Sacrifice

A practical program to master your numbers, optimise cashflow, and build a business that supports your life—without burnout or hustle..

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Thrive CFO

Your strategic financial partner. Get clear insights, forecasting, and guidance to make confident decisions and scale sustainably.

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Thrive Programs

Our Programs have been designed to help business owners take time out to work on their business, identify what freedom means to them, develop strategies to achieve freedom and then implement and live those strategies every day.

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Thrive CFO

Thrive CFO gives you high-level financial strategy without needing a full-time CFO on your payroll. We provide deep financial insights, forecasting, cashflow support, and strategic guidance so you can grow with clarity and confidence.

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About thrive

For over 20 years, the Thrive CA team has been moving business owners forward with our unique mix of accounting and business expertise. With accounting as the bedrock of our service, we also offer business growth services from coaching to value-based selling. It means you get advice based on a full understanding of both your goals and your business’s position, support to develop measurable milestones, and accountability to ensure you meet them.

About Us

Crafting a Business You Love

Build a business that works for you. This free guide will help you realign your strategy, simplify what’s holding you back, and design a business that gives you more time, freedom, and fulfilment.

Get your free copy and start crafting a business you truly love.

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Don’t take our word for it … here’s what our clients have to say

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“Karen was our saviour. She’s not like a normal accountant – she understands that it’s not just about the bottom line. She’s really an integral part of our business.”
Vanessa Preece - Creative Refinery

“We haven’t just used her as an accountant, we’ve also used her as an advisor. Every time we want to do something, we come to her. It’s all about making calculated risks, making calculated decisions.”
Kosta James - On Demand Logistics

“Me and accounts don’t go well together,” he explains. “This way I’m on the shop floor earning money, and not in front of the computer, which I’m not designed for. I just let Thrive CA handle it. I’m so happy, otherwise I’d be here 12-15 hours a day.”
Greg Wells - R3 Fabrications

“During COVID, Karen and Paul have exceeded all my expectations in terms of answering my many questions in super quick time, holding webinars so I am totally up to date re the continuously changing landscape for SME's and just being very supportive. If your accountant is not doing this change now to Thrive!”
Rosina Webb - Energise Coaching

“Karen really understands what motivates me and what I want to achieve, not just in my business but in my personal life too and we have adjusted the way my business functions to make the business work for me, rather than me working for the business.”
Mary MacGregor-Reid - Black Robin Design